General
Europe
Business
Services
Privacy
Research

Europe Terms of Use

Effective: December 31, 2024

Thank you for using FinRock & FinRock.ai!

These Terms of Use apply if you reside in the European Economic Area (EEA), Switzerland, or the UK. If you live outside of the EEA, Switzerland, or the UK, the global Terms of Use apply to you.

These Terms of Use (“Terms”) apply to your use of FinRock & FinRock.ai’s services, including but not limited to AI-driven tools, financial insights, AI-generated podcasts, transcripts, web scraping features, and associated software applications, technology, and websites (“Services”). These Terms form a contract with us when you confirm acceptance of them or otherwise use our Services.

Our Privacy Policy explains how we collect and use personal information. While it is not part of these Terms, we encourage you to review it as it contains important information.

 

Who We Are

FinRock & FinRock.ai is a provider of AI-driven financial insights and tools, aiming to empower users to make data-informed investment decisions. For more details, please visit https://www.finrock.ai. Our Services are provided to you by:

  • FinRock Netherland B.V. a company incorporated in the Kingdom of the Netherlands with its registered office at [To be specified], Amsterdam, Netherlands, if you are resident in the EEA or Switzerland.

 

Additional Service-Specific Terms

Depending on the features or tools you use, additional terms may apply, including:

  • Usage Policies: Rules on acceptable use of our Services and generated Content.

  • Service Terms: Specific terms for particular Services or features.

  • Brand Guidelines: Information on appropriate use of FinRock & FinRock.ai branding.

  • Service Credit Terms: Governing prepaid service credits.

 

Registration and Access

Minimum Age: You must be at least 13 years old or the minimum age required in your jurisdiction to consent to use our Services. If you are under 18, you must have the consent of a parent or legal guardian to use the Services.

Registration: When creating an account, you agree to provide accurate and complete information. You are responsible for securing your credentials and all activities performed under your account. Accounts cannot be shared or transferred without prior authorization.

 

Using Our Services

Permitted Use: Subject to compliance with these Terms, you may access and use the Services for personal or professional purposes.

Prohibited Use: You may not:

  • Use the Services to engage in illegal, harmful, or abusive activities.

  • Reverse engineer, copy, or modify the underlying software or systems.

  • Automate or programmatically extract data without explicit permission.

  • Use outputs from our AI tools to develop competing products.

 

Disclaimer of Financial Risk

Investing in financial markets carries inherent risks. The value of investments can rise as well as fall, and you may receive back less than your original investment. FinRock & FinRock.ai does not offer personalized financial advice or guarantee investment outcomes.

AI-driven insights are probabilistic in nature and based on historical and real-time data, which may not account for unforeseen factors. Always consult with a licensed financial advisor before making investment decisions.

 

Third-Party Services and Data

FinRock & FinRock.ai integrates financial data and insights from third-party APIs and external providers. While we strive for accuracy, we do not guarantee the completeness or reliability of third-party information. Users must review and comply with applicable third-party terms.

 

Content Ownership

Your Content: Users retain ownership of the data they input into the Services. By using the Services, you grant FinRock & FinRock.ai a license to use your input for operational purposes.

Generated Content: Outputs generated by the Services are for informational purposes and may not always be accurate or unique. Users should verify the appropriateness of outputs for their needs.

 

Disclaimer and Limitation of Liability

Disclaimer of Warranties: The Services are provided “as is” without any warranties. FinRock & FinRock.ai disclaims all implied warranties, including but not limited to fitness for a particular purpose.

Limitation of Liability: To the extent permitted by law, FinRock & FinRock.ai’s liability is limited to the amount paid for the Services in the preceding 1 month or €20, whichever is greater.

 

Tax Implications

Investment gains may be subject to taxation. Users should consult with qualified tax professionals to understand their obligations.

 

Amendments

FinRock & FinRock.ai reserves the right to amend these Terms. Users will be notified of material changes in advance. Continued use of the Services constitutes acceptance of updated terms.

 

Dispute Resolution

Local Jurisdiction: Users residing in the EEA or UK may bring disputes to local courts. Additionally, EEA residents may seek resolution via the European Commission’s Online Dispute Resolution (ODR) Platform.

Arbitration: Unless prohibited by law, disputes may be resolved through binding arbitration as outlined in the global Terms of Use.

 

Contact Information

For questions about these Terms, contact:

 
Standard Disclaimer:
Investing in the stock markets carries risk: the value of investments can go up as well as down, and you may receive back less than your original investment. FinRock & FinRock.ai provides tools and insights to support investment decisions but does not offer financial advice or guarantee returns. Investment gains may be subject to personal income tax. Please consult a licensed financial advisor before making investment decisions. We reserve the right to amend the terms of this disclaimer at any time without prior notice.
 
Last Updated: December 31, 2024