Effective: December 31, 2024

Thank you for using FinRock & FinRock.ai

These Terms of Use apply to your use of FinRock & FinRock.ai services, including but not limited to AI-driven tools, financial insights, AI-generated podcasts, transcripts, web scraping features, and any associated software applications and websites (collectively, “Services”). These Terms form an agreement between you and FinRock & FinRock.ai (“FinRock & FinRock.ai”), and they include our Service Terms and provisions for dispute resolution. By using our Services, you agree to these Terms.

If you reside in the European Economic Area, Switzerland, or the UK, your use of the Services is governed by these Terms with additional compliance requirements.

Our Business Terms⁠ govern use of FinRock Enterprise, our APIs, and our other services for businesses and developers. 

Our Privacy Policy explains how we collect and use personal information. Although it does not form part of these Terms, it is an important document you should read.

Who We Are

FinRock & FinRock.ai is a technology company focused on providing AI-driven tools and insights to support informed investment decisions. For more information about FinRock & FinRock.ai, please visit https://www.finrock.ai.

Registration and Access

Minimum Age: You must be at least 13 years old (or the minimum age in your jurisdiction) to use the Services. If you are under 18, you must have your parent or legal guardian’s permission to use the Services.

Registration: To access certain features, you may need to create an account and provide accurate and complete information. You are responsible for maintaining the security of your account credentials and for all activities conducted under your account. If you use the Services on behalf of another entity, you represent that you have the authority to accept these Terms on their behalf.

Using Our Services

Permitted Use: You may access and use our Services for personal or professional purposes, provided you comply with all applicable laws and FinRock & FinRock.ai usage policies.

Prohibited Use: You may not:

• Use the Services to violate any law or infringe on anyone’s rights.
• Reverse engineer, copy, or distribute any part of the Services.
• Use the Services to create derivative models that compete with FinRock & FinRock.ai.
• Automatically scrape data or output from the Services without prior authorization.

Disclaimer of Financial Risk

Investing in financial markets carries inherent risks. The value of investments can rise as well as fall, and you may receive back less than your original investment. FinRock & FinRock.ai provides tools and insights to assist with investment decisions but does not offer personalized financial advice or guarantee investment outcomes.

AI-driven tools, including predictions, analyses, and insights provided by FinRock & FinRock.ai, are informational and not definitive. They rely on patterns, historical data, and probabilistic algorithms that may not fully account for market conditions or unforeseen events. Outputs from these tools should be reviewed critically, and professional financial advice should be sought before acting on any information.

Third-Party Services and Data

FinRock & FinRock.ai integrates financial data and insights sourced from third-party APIs, web scraping, and other external providers (“Third-Party Services”). While FinRock & FinRock.ai aims to ensure accuracy, it does not guarantee the completeness or reliability of third-party data. Users must review any third-party terms that apply to such data. FinRock & FinRock.ai disclaims liability for inaccuracies or issues arising from third-party information.

Content Ownership

Your Content: You retain ownership of the data and inputs you provide to the Services. However, you grant FinRock & FinRock.ai a license to use your inputs to operate, maintain, and improve the Services.

Generated Content: Outputs generated by the Services are for informational use only. Due to the probabilistic nature of AI, outputs may not always be accurate or unique.

Disclaimer and Limitation of Liability

Disclaimer of Warranties: The Services are provided “as is” and without any warranties, express or implied. FinRock & FinRock.ai disclaims all warranties, including but not limited to the implied warranties of merchantability and fitness for a particular purpose.

Limitation of Liability: To the maximum extent permitted by law, FinRock & FinRock.ai’s total liability for any claim related to the Services is limited to the amount you paid for the Services in the past 1 month or $20, whichever is greater.

Tax Implications

Investment gains may be subject to taxation. Users are advised to consult a qualified tax professional to understand their specific tax obligations.

Amendments

FinRock & FinRock.ai reserves the right to amend these Terms at any time. Continued use of the Services constitutes acceptance of any updated Terms. Changes that materially affect users will be communicated in advance via email or in-product notifications.

Dispute Resolution

Mandatory Arbitration: Any disputes arising from these Terms will be resolved through final and binding arbitration, unless prohibited by law.

Class Action Waiver: Users agree to resolve disputes on an individual basis and waive the right to participate in any class action or representative proceeding.

Contact Information

For questions or concerns about these Terms, please contact:
FinRock & FinRock.ai
Email: [email protected]